“If you can’t pay for it with cash, then you can’t afford to buy it,” a famous old saying at present times happens to be an outdated one. The modern times buying habits have changed. Especially as a modern consumer, one definitely needs credit. For buying an average car, home or even to study one needs to avail loans because the price has skyrocketed leading people to opt for borrowing option. Moreover, the multiple options, credit cards and more have no wonder led to carry an average customer with more debt than before. Debt within itself is complex yet a crucial reformation area. And, with greater credit needs comes a greater need for debt management. Thus, before one initiates any debt management plan, it is important to understand how the process works, as well as the benefits and drawbacks of the approach to repayable. This is where the role of debt management consultants comes into account. These consultants not only help in negotiating with the creditors for lessening the debt burden but also for reducing interest rates or freezing it. Also, their management mechanism ensures wise borrowing decisions and avoids disaster if over-extended. The analysis and management of an individual or an organization are not only critical for maintaining macroeconomic stability but also mobilizes the longterm resources and creates the building blocks for a domestic money market.

In this edition of Consultants Review, we have listed ‘20 Most Promising Debt Management Consultants’ that are assured to bring the most value to the organization or individual & attain sustainable growth in the long run. The proposed list aims to help companies and people to choose the felicitous consulting partner and help them achieve desired goals.