XMPUS Financial Services LLP: Optimizing Resources, Delivering Results!

CIO Vendor It was 2014 when Visweswara Reddy, Managing Director at Shirdi Sai Electricals was planning to enhance financial stability for his business by way of streamlining the credit rating for which he was searching for an advisory firm. At the same time, XMPUS, a Mumbai-based financial advisory service firm, approached him for offering its Credit Rating Advisory services. As a result of the sustained efforts over 2-3 years, XMPUS rating advisory has helped the company to enhance credit rating from “BBB (indicating moderate degree of safety having 100% risk weight) to A (indicating adequate degree of safety having 50% risk weight)” which has a potential of liberating INR 34 crores from the operating cycle thereby easing out company’s liquidity funds and reducing their cost of borrowing. Besides the reduction in the financial cost, XMPUS Rating Advisory provided them an unbiased/impartial assessment and helped them strengthen their operation.

XMPUS has animpeccable track record of working in credit rating industry across domains. Their presence in the segment is driven by two managing partners, Mahendra Patil and Umeshpratap Singh. The duo has 21+ years of experience in the Credit Rating Industry. Over the years, they have been working as Sector Specialist, Group Head, Rating Head, and are Internal Rating Committee Members in some of the big companies across domains and theyenvision utilizing their rating expertise to help corporate streamline their credit rating and reduce the cost of borrowing. This eventuallyhas enhanced theirclients to become more competitive in the market.

Having set up with an aim to bridge the gap between Rating Agencies and Corporates, by providing end to end credit rating advisory solutions, XMPUS has successfully rendered its credit rating advisory services in cities like Mumbai, Delhi, Kolkata, Chennai, Hyderabad, Ahmadabad, Nagpur, Indore, Bhopal, Chandigarh, Ludhiana, Pune.

Credibility- the Essence of Victory

Established on July 25 - 2013, the journey of XMPUS in the Credit Rating Advisory has been a fascinating one until this day.
The team has worked with clients in 14 cities across 16 sectors and has handled a total debt profile of over INR 70,000 crore.

“XMPUS has become a highly valued, most sought-after and trustworthy knowledge partner to all the stakeholders in the financial markets”


At the start, they did come across minor setbacks but ended up learning a lot from their experience. “Today, we are considered as a respectable player in the Rating Advisory domain and command premium due to our deep-rooted understanding on the credit rating subject. As this is demonstrated by most of our clients, they continue working with us year-after-year. Corporates and credit rating agencies view us as a credible player to work with,” speaks Mahendra Patil, Co-Founder, XMPUS Financial Services LLP.

The Risk Solution Provider

XMPUS providesthe entiregamut of credit ratings advisory services, such as independent credit profile evaluation, private credit assessment, advance rating advisory, structured rating advisory, and advisory on future rating movements. The company also provides peers bench marking services to map corporates performance,viz-a-vis to its peers in the industry, that is balance sheet assessment to understand the preparedness of corporates to undertake future capital expenditures, mergers, takeovers, and building of risk assessment model, which is tremendously useful to the financial institutions.

Undoubtedly,XMPUS has become a highly valued, most sought-after and trustworthy knowledge partner to all the stakeholders in the financial markets. Going ahead, they would strive to increase their reach across geographies and companies. However, the growth would not be at the cost of ‘value creation for their clients’ which is the mainstay of XMPUS. “Credit Rating Advisory market is under served at the moment. There is tremendous potential with huge untapped corporates.Indian corporates are slowly but surely understanding the importance of having sustained credit ratings, which is having a direct correlation with the cost of borrowing and hence rating advisory is finding increased acceptance. We would definitely foray into corporate advisory, financial advisory, and some ancillary services,” concludes Umeshpratap Singh, Co-Founder, XMPUS Financial Services LLP.